CONSISTENCY, LIQUIDITY, TRANSPARENCY, HIGH YIELD ATRIUM Stability and Safety. Eighteen years of consistent high yields. CANADA'S PREMIER NON-BANK LENDER Traded on the Toronto Stock Exchange (symbol: AI) Dividend yield of 7.1% per annum! Conservative, diversified portfolio of mortgage investments backed by real estate Experienced management and board of directors · CONTACT YOUR INVESTMENT ADVISOR OR OUR OFFICE AT: Tel. 416 867 1053 Email [email protected] Note that past performance does not guarantee future results. Please refer to risk factors set out in Atrium's Annual Informatian Form for the year ended December 31. 2018 at sedar .com