CONSISTENCY, LIQUIDITY, TRANSPARENCY, HIGH YIELD ATRIUM Stability and Safety. Fifteen years of consistent high yields. The security of mortgages backed by real estate. CANADA'S PREMIER NON-BANK LENDER . Traded on the Toronto Stock Exchange (symbo: Al) . Conservative, diversified portfolio of mortgage investments . Regular dividend of $0.90 per year (8.5% of book value), paid monthly . Extra (bonus) dividend if you own the shares on December 31 . Experienced management and board of directors Low operating costs to maximize return to shareholders CONTACT YOUR INVESTMENT ADVISOR OR OUR OFFICE AT Tel. 416 867 1053 Email [email protected] www.AtriumMiCconm Note that past performance does not guarantee future results. Please refer to risk factors set out in Atrium's Annual teformation Form for t sedar cem the year ended December 31, 2017 at