MERCER MAKE TOMORROW, TODAY Dull is the new interesting Speculation is akin to gambling. Smart investing is boring. We construct tax-aware portfolios that are globally diverse, use multiple asset classes and incorporate focused and factor based investment exposures. Each investment portfolio has an efficient core that is designed to capture the returns of global capital markets. The core portfolio is enhanced with other investment strategies to support the goal of outperforming the broad capital markets in the long term. Bored yet? You're welcome. CONTACT US NOW AT: Armand Kessous and Steve Sebag, Private Wealth Counsellors 514.904.5201 I www.mercer.ca l ssebagapavilioncorp.com Mercer'sprivate inCanadaaredeliveredbyPavilion Advisory Limited,awhollyownedsubsidiaryofMarsh&McLennan and an affiliate of Mercer (Canada) Limited and Mercer Global Investments Canada Limited. 19 Mercer LLC. All rights reserved. MERCER MAKE TOMORROW, TODAY Dull is the new interesting Speculation is akin to gambling. Smart investing is boring. We construct tax-aware portfolios that are globally diverse, use multiple asset classes and incorporate focused and factor based investment exposures. Each investment portfolio has an efficient core that is designed to capture the returns of global capital markets. The core portfolio is enhanced with other investment strategies to support the goal of outperforming the broad capital markets in the long term. Bored yet? You're welcome. CONTACT US NOW AT: Armand Kessous and Steve Sebag, Private Wealth Counsellors 514.904.5201 I www.mercer.ca l ssebagapavilioncorp.com Mercer'sprivate inCanadaaredeliveredbyPavilion Advisory Limited,awhollyownedsubsidiaryofMarsh&McLennan and an affiliate of Mercer (Canada) Limited and Mercer Global Investments Canada Limited. 19 Mercer LLC. All rights reserved.